How to Pay

Arranging and paying for services

BAYADA Home Health Care eases the process of arranging and paying for home health care services by managing your paperwork and coordinating with your payors to determine levels of coverage.

We also bill the appropriate plan directly and can assist you in accessing reimbursement from long-term care insurance providers.

Medicare

The largest payors of home health care services, Medicare provides health care coverage for persons age 65 and older, persons who are defined for social security purposes as "disabled" for at least two years, and certain other special cases. Download official U.S. government booklet about Medicare home health care benefits.

Medicaid

Medicaid is a state government program that provides health care insurance and medical assistance to people, including families and children, who meet income eligibility requirements.

Veteran benefits

Veterans benefits includes a wide range of services including long term care, home or community based care, and nursing home or facility care. Your eligibility for these services will be determined based on your need for ongoing treatment, personal care, and assistance, as well as the availability of the service in your location. Other factors, such as financial eligibility, your service-connected (VA disability) status, insurance coverage, and/or ability to pay may also apply.

Workers compensation

An employee or their dependents can receive workers' compensation benefits for an injury or death arising out of and in the course of employment. The employer or their insurance carrier pays for necessary and reasonable medical treatment, loss of wages during the period of rehabilitation and when documented, benefits for permanent disability. In the event that a worker is injured while working for an uninsured employer, application for medical and temporary benefits can be made to the Division's Uninsured Employers Fund (UEF).

Medicare Part C

This Medicare program gives you more choices among health plans and extends benefits beyond the Original Medicare Plan. It includes private Medicare Advantage plans (such as HMOs and PPOs) that provide Part A and B benefits to enrollees, as well as Medicare prescription drug benefits beginning in 2006. Nearly everyone with Medicare Parts A and B is eligible for a Medicare Advantage plan. Medicare Advantage plans previously were called Medicare+Choice plans.

Private pay

In the event you choose to pay for home health care services without the assistance of health insurance, BAYADA Home Health Care is happy to work out payment terms with you.

Long-term care insurance

This type of insurance covers the cost of care beyond a predetermined period of time. Long-term care insurance covers care generally not covered by your primary insurance plan. Unlike traditional health insurance, long-term care insurance is designed to cover long-term services that include skilled, assistive or personal care services in a variety of settings such as home, a community organization, or other facility.

Insurance companies

BAYADA Home Health Care coordinates and accepts reimbursement from the largest group of health insurance payors in the country including workers compensation, auto insurance and employer and consumer plans.

Health care exchange marketplace

The marketplace is for individuals without health coverage through work or state programs and allows you to compare health insurance options that meet your needs and fit your budget. Open Enrollment for 2014 coverage is over. But you may still have options to get health coverage. After Open Enrollment, you can enroll in private coverage through the Marketplace only if you have a qualifying life event or a complex situation related to applying in the Marketplace. Learn more by visiting healthcare.gov.