How to Pay for Home Care
Helping you figure out how to pay for your in-home care services is part of our job. Our insurance specialists verify benefits eligibility for thousands of people, each and every week.
How much does home care cost?
When you call us, we can provide you with the hourly rates for our services, and help you find out if the services you need are covered by insurance or another benefit. We can contact Medicare, Medicaid, the VA, or your insurance provider(s) on your behalf to find out exactly what your policy or benefits include. We can even help you secure authorizations and fill out any paperwork that’s required. We are here to help you, every step of the way.
How do I pay for home care?
Our interactive chart shows what payment options are most common for our different types of home care services.
Step 1: Select a type of home care (Personal Care and Companionship, Private Duty Nursing Care, or Home Health Care) to see the most common ways those services are paid.
Step 2: Contact us to talk to an expert who will help you determine what your personal payment mix might look like based on your situation and any insurance or benefits you have.
Notice: Please contact your local office to confirm accepted forms of payment, as they can vary by service provided.
Select a home care type to see the most common ways that our clients pay for that type of care.
Private Pay (by credit card or check)
Contact us and we can provide the hourly rates for our care services in your area.
Medicare is the U.S. government’s health insurance program for people 65 and over. Home health care services are 100 percent covered by Medicare when qualifying conditions are met.
If you need home care because of something that happened on the job, your employer’s Workers’ Compensation benefits may cover some or all of your home care service costs.
Medicaid is a state government program that provides health insurance and medical assistance to people who meet income eligibility requirements. If you have Medicaid, we can help you understand for which services you may be eligible.
Depending on your policy and coverage, your major medical insurance provider (such as Aetna, Blue Cross Blue Shield, Humana, and others) may pay for some or all of your home care services.
If you are a U.S. Veteran, you may be eligible to have the government pay for medical treatment, personal care, and assistance at home.
Long-term Care Insurance
If you have long-term care insurance, your policy may cover certain nursing and personal care/assistive care services that are not covered by Medicare or traditional insurance.
PLEASE NOTE: Every situation is unique. The chart above details the most common ways that our home care services are paid for, but does not cover every possible scenario. To find out exactly what your payment mix might look like, contact us.