What you pay

Thinking about going without coverage?

Why settle for paying the penalty, when you can avoid it and get health care coverage? The premiums (what you pay out of each paycheck) for both BAYADA Minimum Coverage Plans are less than the IRS penalty. Plus, you get regular checkups, free telephone or online care, and discounts on prescriptions, doctors’ office visits, and more.

You might also have other options through the health insurance marketplace, Medicaid, or Children’s Health Insurance Program (CHIP). Take the time to explore all your health care options—those available through BAYADA, the public health exchange, Medicaid, or through a spouse or partner.

Weekly Cost
Minimum Coverage Plan
Work Average of 24–29.9 Hours/Week
Employee $6.19
Employee + Spouse $9.42
Employee + Child(ren) $9.20
Family $13.01
Work Average of 16–23.9 Hours/Week
Employee $7.19
Employee + Spouse $10.42
Employee + Child(ren) $10.20
Family $14.01
Work Average of Less than 16 Hours/Week
Employee $8.19
Employee + Spouse $11.42
Employee + Child(ren) $11.20
Family $15.01
Enhanced Minimum Coverage Plan
Work Average of 24–29.9 Hours/Week
Employee $16.29
Employee + Spouse $34.67
Employee + Child(ren) $27.38
Family $39.43
Work Average of 16–23.9 Hours/Week
Employee $17.29
Employee + Spouse $35.67
Employee + Child(ren) $28.38
Family $40.43
Work Average of Less than 16 Hours/Week
Employee $18.29
Employee + Spouse $36.67
Employee + Child(ren) $29.68
Family $41.43
Annual Penalty for Not Having Health Coverage
$695 per adult$347.50 per child