Through our vendor partner Aflac, you can get discounted rates for voluntary coverage (fully employee-funded) that adds to the protection that your BAYADA benefits provide. These plans provide financial help in the event of a covered incident.
Who is Eligible?
All employees are eligible for the Aflac benefit offerings starting the first day of the month after your 90th day.
Designed to supplement employer-sponsored health coverage, accident insurance pays specific benefit amounts for expenses resulting from injuries or accidents that take place on or off the job. Hospitalization, physical therapy, intensive care, transportation, and lodging are some of the out-of-pocket expenses that this accident insurance could cover. Coverage is available for you, your spouse, and/or your child(ren).
Critical Illness Insurance
Critical Illness Insurance supplements major medical coverage by helping you pay the direct and indirect costs associated with a critical illness or event. This coverage also includes an annual health screening benefit. Benefits are paid tax-free in a lump sum to be used at your discretion. You may select the amount of coverage needed. Coverage amounts are available on a guaranteed issue basis up to $30,000 or up to $50,000 depending on responses to a standard set of health questions (eg, do you smoke?). You are also able to elect guaranteed issue coverage up to $15,000 for your spouse or up to $25,000, also dependent on responses to health questions.
The Critical Illness Insurance coverage:
- Pays a lump-sum benefit to assist you and your family with the medical and/or nonmedical costs associated with treatment necessary due to the
- May be available to you, your spouse, and your eligible
- Face value can be adjusted by you to best meet your personal
- May pay multiple times for a covered critical
- Provides ongoing benefits for cancer treatment and
Hospital Indemnity Insurance
Hospital Indemnity Insurance is designed to help provide financial protection in the event of a hospital confinement. You may use the benefit to meet the out-of-pocket expenses and extra bills that can occur. Indemnity lump-sum benefits are paid directly to you based on the amount of coverage listed, regardless of the actual cost of treatment. The option of electing spouse and/or dependent coverage is also available.
Group Short-Term Disability
Short-Term Disability Insurance is an income protection policy that can help replace a portion of your salary should you experience a disability. The plan pays monthly benefits in the event of sickness and off-the-job accidents. This plan includes a 12-month pre-existing condition limitation. You may enroll for Short-Term Disability coverage up to 60% of your pre-disability earnings (or 40% in states with state disability) not to exceed $6,000 per month.
Please contact a benefit enrollment specialist at 844-600-7073 for more information regarding Aflac products.
Group Accident Advantage Plus
Group Critical Illness
Group Hospital Indemnity
Group Disability Advantage