BAYADA offers voluntary lines of coverage through Aflac to ensure that the benefit offerings meet all your needs. Please contact a benefit enrollment specialist at 844-225-7552 for more information regarding Aflac products.
Who is Eligible?
All employees are eligible for Aflac benefit offerings after working 90 days.
Aflac insurance policies offered to employees include:
Supplemental accident insurance helps with expenses your health insurance plan might not cover. Accident insurance pays specific benefit amounts for expenses resulting from injuries or accidents that take place on or off the job. Coverage is available for you, your spouse, and your child(ren).
Critical Illness Insurance
Critical Illness Insurance supplements major medical coverage by helping you pay the direct and indirect costs associated with a critical illness or event. This coverage also includes an annual health screening benefit. Benefits are paid tax-free in a lump sum to be used at your discretion. You may select the amount of coverage needed. Coverage amounts are available on a guaranteed issue basis with options that range $10,000 employee and $5,000 spouse, $20,000 employee, $10,000 spouse or $30,000 employee and $15,000 for a spouse depending on responses to a standard set of health questions.
The Critical Illness Insurance coverage:
- Pays a lump-sum benefit to assist you and your family with the medical and/or nonmedical costs associated with treatment necessary due to the diagnosis.
- May be available to you, your spouse, and your eligible dependents.
- Face value can be adjusted by you to best meet your personal needs.
- May pay multiple times for a covered critical illness.
- Provides ongoing benefits for cancer treatment and care.
Hospital Indemnity Insurance
Hospital Insurance helps with expenses in the event of a hospital confinement. You may use the benefit to meet the out-of-pocket expenses and extra bills that can occur. Indemnity lump-sum benefits are paid directly to you based on the amount of coverage listed, regardless of the actual cost of treatment. The option of electing spouse and/or dependent coverage is also available.
Group Short-Term Disability
Short-Term Disability Insurance offers income replacement of a portion of your salary should you experience a disability. The plan pays monthly benefits in the event of a covered illness or accident and on or off-the-job. This plan includes a 12-month pre-existing condition limitation.
Please contact a benefit enrollment specialist at 844-225-7552 for more information regarding Aflac products.
Group Accident Advantage Plus
Group Critical Illness
Group Hospital Indemnity
Group Disability Advantage