How to Pay for Home Care
Home care includes any professional support services that allow a person to live safely in their home. In-home care services can help someone who: is aging and needs assistance to live independently, is managing chronic health issues, is recovering from a medical setback, or has special needs or a disability.
Personal care services are usually paid directly by the person receiving care (private pay), or through long-term care insurance or Medicaid. Other funding sources may be:
- Health insurance
- Veterans benefits
- Workers’ compensation
Private duty nursing care can be paid through a variety of sources, including:
- Medicaid (with qualifications)
- Health insurance
- Workers’ compensation
- Veterans benefits
- Direct payment by person receiving care (private pay)
When specific qualifications are met (generally, when services are ordered by a physician and a clinical assessment deems them necessary), Home Health services are typically paid for by:
- Medicare
- Private insurance
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